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                            Helping Families. Saving Mortgages. Giving Tips.

Escrow Document (1)
What Is an Escrow Waiver Form?
Owning a home comes with its fair share of financial responsibilities, including managing escrow accounts for property taxes and insurance.
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Spring (1)
Current Interest Rates for Today
Mortgage Daily News reported that today's prevailing interest rates play a pivotal role in shaping the financial landscape for borrowers.
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Is Mortgage Title Theft Real?
  “A calm and modest life brings more happiness than the pursuit of success combined with constant restlessness.” – Albert Einstein This post may contain affiliate...
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Do Banks Profit When Interest Rates Rise?
In the initial phases of your mortgage, a significant portion of your payments goes toward interest. For a deeper understanding, scrutinize the documents signed during the closing process—specifically,...
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Is a Adjustable Rate Mortgage (ARM) a good idea?
An ARM really means that the interest rate adjusts periodically. How often do you say the interest rate adjusts?
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How To Get Your Children's Social Security Number Protected
In order to protect your children's social security number from identity theft you'll need to request a security freeze that is free with each of the credit bureau's Experian, Equifax,...
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Easiest Way On Teaching Children To Ride A Bike
Trying to get children to ride a bike can be a difficult challenge sometimes. This is something that I learned early on. I had pressure from other people in my life to have my firstborn...
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POAs 1
What Are Power Of Attorney Papers?
Within this legal framework, two distinct types come to the forefront: the durable power of attorney and the patient advocate power of attorney.
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Can Vitamin C Prevent A Cold?
At the proper high level vitamin C is an antiviral (flu, colds, polio, monomania), antihistamine (relief from nasal congestion, sneezing, or hives ) antibiotic (antimicrobial
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Will We Have Another Housing Crisis?
Happiness is when what you think, what you say, and what you do are in harmony. – Gandhi   This post may contain affiliate links. Read my disclosure policy here.   Facts About...
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Who Needs A Notary Signing Agent
Words Make Worlds:-) This post may have affiliate links. Read my disclosure policy here. What Is A Notary Signing Agent I recently discovered a fascinating role within the mortgage...
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What Is Imminent Default?
Having a merry heart will do good like medicine. This post may contain affiliate links. Read my disclosure policy here. Imminent Default: What It Is and How to Deal With It When it...
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What Is a Fha Modification and Fha Partial Claim?
Enjoy the journey to the destination.   This post may contain affiliate links. Read my disclosure policy here. What Is A FHA Modification? Enter the world of FHA modifications—an avenue...
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What is a Flex Modification?
Live life in the moment. This post may contain affiliate links. Read my disclosure policy here. Since the last great recession of 2008, there have been different variations of modifications...
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What's Going On With The Mortgage Interest Rates?
Rejoice in the waiting. This post may contain affiliate links. Read my disclosure policy here. The mortgage rates have been falling steadily since April of this year.  Falling...
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How To Qualify For A Mortgage
Be the change you want to see in the world. This post may have affiliate links. Read my disclosure policy here. Right now because of the Great Recession of 2008, the majority...
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How Does A Forbearance Plan Work?
Anchor yourself in LOVE – Rachel Stafford   This post may contain affiliate links. Read my disclosure policy here.   Before we get into some options that your mortgage company...
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