Many have overpaid, leading to financial strain given the state of the economy. This post will break down the impact of bidding wars, the concept of short sales, and steps homeowners can take to address potential financial difficulties.
Understanding Mortgage Hardships Read More »
Many have overpaid, leading to financial strain given the state of the economy. This post will break down the impact of bidding wars, the concept of short sales, and steps homeowners can take to address potential financial difficulties.
What Are Short Sale Homes Read More »
Owning a home comes with its fair share of financial responsibilities, including managing escrow accounts for property taxes and insurance.
What Is an Escrow Waiver Form? Read More »
Mortgage Daily News reported that today’s prevailing interest rates play a pivotal role in shaping the financial landscape for borrowers.
Current Interest Rates for Today Read More »
“A calm and modest life brings more happiness than the pursuit of success combined with constant restlessness.” – Albert Einstein This post may contain affiliate links. Read my disclosure policy here. Mortgage Title Fraud Are you aware that despite paying your mortgage or owning your home outright, someone else could potentially steal it? Discover
Is Mortgage Title Theft Real? Read More »
In the initial phases of your mortgage, a significant portion of your payments goes toward interest. For a deeper understanding, scrutinize the documents signed during the closing process—specifically, locate the document detailing the APR (annual percentage rate).
Do Banks Profit When Interest Rates Rise? Read More »
An ARM really means that the interest rate adjusts periodically. How often do you say the interest rate adjusts?
Is a Adjustable Rate Mortgage (ARM) a good idea? Read More »
In order to protect your children’s social security number from identity theft you’ll need to request a security freeze that is free with each of the credit bureau’s Experian, Equifax, and Transunion.
How To Get Your Children’s Social Security Number Protected Read More »
Trying to get children to ride a bike can be a difficult challenge sometimes. This is something that I learned early on.
I had pressure from other people in my life to have my firstborn learn how to ride a bike when he was 5 years old.
Easiest Way On Teaching Children To Ride A Bike Read More »
Within this legal framework, two distinct types come to the forefront: the durable power of attorney and the patient advocate power of attorney.
What Are Power Of Attorney Papers? Read More »
At the proper high level vitamin C is an antiviral (flu, colds, polio, monomania), antihistamine (relief from nasal congestion, sneezing, or hives ) antibiotic (antimicrobial
Can Vitamin C Prevent A Cold? Read More »
Before the 2007 bubble burst there were several indicators showing that we were going to have a housing crisis in America.
Will We Have Another Housing Crisis? Read More »
According to nationalnotary.org, an NSA is a specially trained Notary responsible for handling and notarizing loan documents. Their role involves thoroughly reviewing all paperwork before meeting with you, ensuring a comprehensive understanding of the documents you’re about to sign.
Who Needs A Notary Signing Agent Read More »
When it comes to mortgage payments, imminent default is a serious concern. But what exactly does it mean? Imminent default occurs when the servicer (the company responsible for collecting mortgage payments) becomes aware that a borrower (the person who signed for the loan)
What Is Imminent Default? Read More »
Enter the realm of financial support with the Partial Claim—a unique loan offered by the Housing and Urban Development (HUD). This loan serves a multifaceted purpose, covering arrearages, and fees, and potentially reducing the outstanding principal balance of the current mortgage.
What Is a Fha Modification and Fha Partial Claim? Read More »